Lost Title or Active Lien? We Can Help.

Missing your title or still making payments? Neither one stops you from selling to Fast Penny. We handle the paperwork, pay your lender directly, and take on the DMV legwork — so you can hand over the keys and get paid.
Selling With a Lost or Missing Title
A lost title is one of the most common situations we handle, and it rarely slows a sale down. As long as you’re the registered owner, we can guide you through a duplicate title or the right transfer paperwork for your state. Here’s how it goes.
What You’ll Typically Need
Requirements vary by state, but most title and lien sales come together quickly once you have a few basics on hand. Check off what you’ve got below to see how ready you are.
Selling With an Active Loan or Lien
Still owe money on the car? No problem. We deal directly with your lender, pay off the exact balance, and route any remaining value straight to you. You never have to front the payoff yourself.
Positive vs. Negative Equity
Whether your car is worth more or less than what you still owe changes what happens at payoff. Either way, we show you the exact numbers before anything is signed.
Built for the Complicated Cases
Lost titles, active liens, out-of-state paperwork — the situations that make other buyers walk away are the ones we handle every day.
Let’s Sort Out Your Title
Don’t let a missing document or a remaining balance keep you from selling. Start your offer and our title team will walk you through the rest.